Our Services

Three Services, One Direction: Clarity

Each Oryxwell service is a focused educational engagement — structured around your situation, delivered with care, and supported by written materials you keep.

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Our Approach

How We Structure Financial Education

All Oryxwell services follow the same foundational methodology: we begin with your actual situation, explore the relevant concepts, help you see the full picture, and leave you with written materials that make the work durable. No generic scripts. No product pitch at the end.

Explore

Understand your starting point through conversation and a pre-session preparation guide.

Analyse

Map your situation against relevant frameworks — spending categories, coverage benchmarks, or retirement projections.

Clarify

Discuss findings, ask questions, and develop a clearer understanding of where you stand and why it matters.

Document

Receive written deliverables that capture the work done and support any next steps you choose to take.

Service 01

Expense Awareness Audit

A guided session helping participants map out their spending patterns with clarity and without judgment. Covers categorisation of fixed and variable expenses, identification of overlooked recurring costs, and a framework for intentional spending going forward.

Two structured sessions (approx. 90 minutes each)
Personalised expense map built around your categories
Tracking template for ongoing personal use
Review of fixed vs variable cost balance
Framework for spotting overlooked recurring charges

฿3,500 Book This Service

Session Progression

Preparation

You receive a brief guide asking you to gather 2-3 months of bank statements and a rough sense of your major recurring costs.

Session One — Mapping

Together we categorise your expenses, identify fixed and variable items, and flag anything that doesn't fit neatly into standard categories.

Session Two — Framework

We discuss patterns, build a tracking template tailored to your categories, and review the completed expense map before you leave.

Service 02

Insurance & Protection Review

An educational service focused on helping individuals understand insurance products available in Thailand and assess whether their current coverage meets their actual needs. Covers life, health, and property insurance fundamentals plus comparison frameworks for evaluating policies independently.

Two focused sessions (approx. 90 minutes each)
Coverage gap analysis document
Introduction to Thai insurance product categories
Framework for comparing policies independently
Life, health, and property coverage review

฿6,800 Book This Service

Session Progression

Preparation

You're asked to bring copies of any insurance policy summaries you currently hold — health card, life policy documents, or property insurance.

Session One — Education

We walk through the landscape of Thai insurance products and help you understand the terminology and structure of your existing policies.

Session Two — Gap Review

We compare your current coverage against common benchmarks for your life stage and produce the coverage gap analysis document.

Service 03

Retirement Readiness Assessment

A thorough advisory service for individuals who want to understand where they stand relative to their retirement aspirations. Covers current savings evaluation, projected income needs, Social Security Fund and Provident Fund analysis, and gap identification — culminating in a detailed readiness report.

Three in-depth sessions (approx. 90 minutes each)
Detailed retirement readiness report
SSF and Provident Fund position analysis
Projected income needs vs current trajectory
Suggested next steps document

฿13,500 Book This Service

Session Progression

Preparation

Gather savings statements, SSF contribution history, any provident fund statements, and a rough estimate of current monthly expenses.

Session One — Baseline

We assess your current savings position and explore your thinking around retirement age, location, and lifestyle expectations.

Session Two — Projection

We model projected income from known sources — SSF, provident fund, personal savings — against your estimated needs at retirement.

Session Three — Report

We present the readiness report, discuss the gap findings, and walk through the suggested next steps document together.

Decision Guide

Which Service Suits You?

Each service addresses a distinct area of personal financial life. Many clients begin with one and return for another over time.

Area of Focus	Expense Audit ฿3,500	Insurance Review ฿6,800	Retirement Assessment ฿13,500
Spending clarity		—	(overview only)
Insurance understanding	—		—
Retirement projection	—	—
Written deliverables
Sessions included	2	2	3
Best for	Understanding where money goes	Reviewing current coverage	Planning ahead for retirement

Shared Across All Services

Professional Standards

Data Privacy (PDPA)

All client information is handled in accordance with Thailand's Personal Data Protection Act. Data is not shared with third parties.

Commercial Independence

Oryxwell accepts no commissions or referral income. Our recommendations are educational, not commercial.

Post-Session Support

Clients may submit clarifying questions by email within 3 business days of their final session, covered by the service fee.

Not Sure Which Service to Start With?

Reach out and describe what you'd like to understand better. We'll help you identify the most suitable starting point.